A crazy idea hit us in recent weeks.
It really began about a month ago when we first began to receive unemployment checks. There seemed to be a small amount of stress at this time, and I'm not being sarcastic. It wasn't a lot of stress, just a little. Our budget tightened and we began our typical use of our reserves that are saved for just such an occasion. This was when our focus also shifted from our own finances to helping my sister and her family with adoption expenses. That was a fabulous distraction that helped to teach us that we would like to be able to use our talents/time/treasures to help others more often.
Here it comes!
We are seriously considering selling our beloved home to live much more simply. The idea of using our finances to help others instead of paying our bankers is much more appealing. The plan is to sell our home and use the profits (no loans) to purchase land and build a small cabin. Eventually, we could build a house and shop again, but only as our cash on hand allows. We've also considered that we may like the simple cabin life and choose to spend the money saved elsewhere on others.
The reasons for this endeavor are many. One is the type of work which Pat is involved is seasonal construction. It is a "feast or famine" industry. By owning our own home from day one, we would avoid any stresses to make our mortgage payment when times are slim. Those slim work days may also allow for more travel when we are not strapped to our banker. We may eventually be able to spend much more time, especially during the holidays, visiting family and friends. This potential freedom may also allow for more extensive travel if that is where we are called. Another major reason is the massive amount of interest one pays during the life of a loan. After 2 years of paying roughly $1000/month, we have only paid down (with extra principle payments) $5000 of our principle. That is a huge amount of money simply given to the bank. Think of what we could have done with that much! Nevermind, don't. It makes us a bit queasy. We also feel that this is something that God is calling us to do. We have the potential to live completely debt free and free from the enslaving payments! We like that idea of freedom. It also frees us from relying on economic situations to protect our assets. If we own it all, it doesn't matter as much what the selling price could be. Oh, and last but not not least, Pat has always wanted to build himself a little cabin! Seriously. You know how he is.
I'm a bit surprised at how on-board I am with all of this. I truly love the idea of not making payments to anyone. Think of how much more we could do with all that interest money! I'm a huge numbers person, so I'll be excited to see that build in the bank accounts and see interest GIVEN to me, not taken! I won't lie and say I'm loving the idea of leaving our home. I love it here. I love our views and the opportunity to walk across the lake in winter and canoe it with the dogs in summer. It's a gorgeous park-like setting, but I'm not sure it's worth it. I'm also a little concerned how I'll do in a small cabin. I like those for camping and such, but for years? It could be interesting. I'll be sure to chronicle it all for those interested in seeing one who is a bit claustrophobic and has a bit of Seasonal Affective Disorder to survive such circumstances! Happy thoughts, happy thoughts (big numbers, big numbers...)!
We are a ways from implementing this plan, as we still have projects yet to be completed on the house in which we currently live. We are just in the beginning phases and are researching cabins and vacant lots and acreages. I also need to research the housing market up here and prepare for that daunting task.
Crazy? Possibly. Insane? Not as insane as all that interest and stress. Simple? Yep. Easy? Not likely! Worth it? I'd bet on it.
Can I just take my stove?
12.30.2009
12.21.2009
December
12.11.2009
To all our peeps:
12.04.2009
Puppy Day!
11.30.2009
Alaska to Africa
All profits will go to this family who are awaiting their newest arrival!
11.23.2009
Pat's Roadkill
At 7:10 AM, I received a call. It went approximately as follows:
P: Hi Babe.
M: (groggily) Hey, what's up?
P: (calmly) I hit a tree.
M: (deciphering if he's serious or not) Are you serious?
P: (seriously) Yeah. I'm serious.
M: (concerned) Are you O.K.? Do you need me to come get you?
P: No. I'm alright. I just drove over it.
M: (relieved and annoyed) What?
P: A tree fell over by Charlie's place. I didn't see it in time and I drove over it.
M: Ah. Is the car O.K.?
P: Yeah. It was only about 4" in diameter. You'll see it on your walk today.
The remnant of the roadkill spruce Pat hit this morning. It seems that Charlie worked early to clear the carcass. Perils of living in Alaska.
P: Hi Babe.
M: (groggily) Hey, what's up?
P: (calmly) I hit a tree.
M: (deciphering if he's serious or not) Are you serious?
P: (seriously) Yeah. I'm serious.
M: (concerned) Are you O.K.? Do you need me to come get you?
P: No. I'm alright. I just drove over it.
M: (relieved and annoyed) What?
P: A tree fell over by Charlie's place. I didn't see it in time and I drove over it.
M: Ah. Is the car O.K.?
P: Yeah. It was only about 4" in diameter. You'll see it on your walk today.
11.13.2009
A Walk in My Park
11.01.2009
The Rookie
We have this garage that doubles as a shop. (Pat has informed me that it is a shop that doubles as a garage!) This to say, WORK goes on in this space. I'll leave Pat to tell about his woodstove project, but let me share my little project today.
Since you know we live in Alaska, and you probably know we have snow, this all leads to the conclusion that you must know we have our studded tires. We normally have the tires switched by now, but our weather has been unseasonably warm and gorgeous that we haven't felt the need. It's now becoming much colder, and though we don't have snow as of yet, it will be here before we know it. Worse we may have ice. So Pat has decided that since our stud's are on rims, it's time I change the tires. All of them.

Yes, it's a little bit cold in there, but it didn't take long before I was warming up.

I learned a few tricks to make it easier and also learned where to put the jack, etc. It was a good reminder in case I need to do this on my own someday. Of course, I plan to bat my eyelashes as much as possible to avoid it, but you just never know when all the drivers are women or it's just too dark to see me. Moving on, I was an obvious novice to the shop work concept, and Pat let me know that one can always tell the rookie by all the dirt on the face!
Since you know we live in Alaska, and you probably know we have snow, this all leads to the conclusion that you must know we have our studded tires. We normally have the tires switched by now, but our weather has been unseasonably warm and gorgeous that we haven't felt the need. It's now becoming much colder, and though we don't have snow as of yet, it will be here before we know it. Worse we may have ice. So Pat has decided that since our stud's are on rims, it's time I change the tires. All of them.
Yes, it's a little bit cold in there, but it didn't take long before I was warming up.
10.24.2009
Pumpkin Carving Madness!
Last night, we were invited to a Pumpkin Carving Contest/Party. I was told it was pretty competitive and there had been some good entries last year. I told Pat about it and he was up for the challenge. We went to the store and had to carefully select just the right pumpkin (it had to be big enough), and headed to the party. It was on, right away.



My friend, Tami had a very popular pumpkin with the kiddos! The judging commenced when all were set up and lit. Pat's Rocky Mountain Elk Foundation Logo Elk is on the top right. I'll have to get another better close up! It turned out really well, and it won the prize for "Most Creative" pumpkin!
My friend, Tami had a very popular pumpkin with the kiddos! The judging commenced when all were set up and lit. Pat's Rocky Mountain Elk Foundation Logo Elk is on the top right. I'll have to get another better close up! It turned out really well, and it won the prize for "Most Creative" pumpkin!
10.16.2009
How Much Wood Would a Woodchuck Chuck?
This is what we've been up to the last week or so. Last weekend we were able to borrow a splitter from friends and we've been at it ever since. The stack on the left was started a couple months ago with Dad's help. We were able to make a decent dent in the stack by the end of the weekend.
By the end of this week, we've just about filled the now named woodshed with split and stacked wood. Pat is so excited! We've put up about 14 cords of wood, though some is birch that has to wait to cure until next year.
The stack under the tarps are birch for next year, where the stacks in the woodshed are for this years' use. The birch stacks were helped with Mom's visit! Nothing like making visitors work for their stay! We left a "hole" for Pat to use for his wood stove. This stove will heat the fluid that will run in the floor. We hope we have enough wood to keep that one going as well.

On a different note, here's a glimpse of what our evenings look like. Pat likes to tell the dogs who's boss. They don't listen very well. It's a little dark, but still funny!10.09.2009
Lingering Fall
Since all the leaves are quickly falling from our trees, I want to look back at the last few weeks worth of good fall color. The trees across our pond are completely bare. The leaves carpet our roads and driveway in shades of yellow and gold. The grass is still nice and green and makes a perfect contrast with the leaves piled under the trees. While I pine away for lost or dropping colors, I thought I'd put up a few fall photos!


The swans made a comeback for a day while Mom was here, and I was able to get a couple pictures of their presence. It's nice to watch them, though it's a bit of a shock to hear them honk so loudly!


The swans made a comeback for a day while Mom was here, and I was able to get a couple pictures of their presence. It's nice to watch them, though it's a bit of a shock to hear them honk so loudly!
10.05.2009
Mom's visit!
The last two weeks have been a bit of a blur! It's been filled with activities and seeing things again for the first time!
Mom's visit highlights (since I think she took hundredS of pictures!) include:
Mount Redoubt is behind Mom, though my lighting wasn't showing it. I tried to get the beach and the puffing volcano in the shot. Oh well!
We then took a hike up to Russian River Falls. The Autumn leaves were brilliant in the sun and there were still a few salmon jumping up the falls. Despite all of Pat's longing, we did not see any bears that day!


Rowdy and Bella thoroughly enjoyed the walk!
We took a sunny day to drive down to Homer. It was a gorgeous day and we stopped first at the bluff at a friend's place to take in the views. Some of the clouds just enhanced the places the sun illuminated. In fact, I had never seen such distances before. It was amazing.



We walked the beach, found shells and glass, and continued on to some shops and a local winery for a wine tasting. The locally made Alaskan berry wines were quite yummy, though our server could have held back a little on our portions! The view outside of the winery was exquisite.

Pat can't bear to go without a shooting lesson!
Yep! Tsunami's possible. We took a trip to Seward on another sunny day. The views were unbeatable.

We visited Exit Glacier and took the trail to view the glacier. We then took the trail to view the outwash and discovered we could walk around to the foot of the glacier! I was pretty excited and skipped up to the ice and began to play! In this first picture it seems I'm showing...

We had fun watching the ice melt and just feel how small we really are compared to such a sight.
Mom's visit highlights (since I think she took hundredS of pictures!) include:
Mount Redoubt is behind Mom, though my lighting wasn't showing it. I tried to get the beach and the puffing volcano in the shot. Oh well!We then took a hike up to Russian River Falls. The Autumn leaves were brilliant in the sun and there were still a few salmon jumping up the falls. Despite all of Pat's longing, we did not see any bears that day!


Rowdy and Bella thoroughly enjoyed the walk!We took a sunny day to drive down to Homer. It was a gorgeous day and we stopped first at the bluff at a friend's place to take in the views. Some of the clouds just enhanced the places the sun illuminated. In fact, I had never seen such distances before. It was amazing.



We walked the beach, found shells and glass, and continued on to some shops and a local winery for a wine tasting. The locally made Alaskan berry wines were quite yummy, though our server could have held back a little on our portions! The view outside of the winery was exquisite.

Pat can't bear to go without a shooting lesson!
Yep! Tsunami's possible. We took a trip to Seward on another sunny day. The views were unbeatable.
We visited Exit Glacier and took the trail to view the glacier. We then took the trail to view the outwash and discovered we could walk around to the foot of the glacier! I was pretty excited and skipped up to the ice and began to play! In this first picture it seems I'm showing...
We had fun watching the ice melt and just feel how small we really are compared to such a sight.
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